Home Insurance buyer's guide

Insurance equals peace of mind. With adequate cover you know that you’ll be able to replace your belongings and have somewhere to live if you are burgled, have an accident or get caught up in an emergency. It’s important to get the right level of cover and to understand the difference between contents and buildings insurance.

• Buildings insurance covers the fabric of your home – the bricks and mortar- against things like fire, flood or subsidence
• Contents insurance covers your belongings

As a rule of thumb, any item you would normally take with you if you moved would come under your contents policy. Anything else that’s actually part of the house, comes under your buildings policy.

Tips on how to cut your home insurance costs

• Ask us for a quote. Buy both our contents and buildings cover and you’ll get a discount. Buy online and you’ll receive further discounts. » Get a quote online now
• Shop around. You don’t have to buy the cover provided by your mortgage lender

How to get a quote

You can save even more on home insurance if you buy online so get a quote now. It’s quick and straight-forward. We will ask for some details about your home most of which you will know right away but before you begin please think about the value of the contents you want to insure.

» Get a quote online now

Need help?

If you’re unsure of something get in touch and we’ll be happy to help.

You can chat online with one of our expert advisers or call us on 0800 056 4291. If you can’t talk right now, give us your number and we’ll call you back when it suits.

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