How do our home products compare?
The high level summary below shows the level of cover between the Zurich Connect and Zurich Solutions cover. For full details on how the cover varies between Zurich Connect and Zurich Solutions have a look at the policy documents.
| Cover |
Product |
|
|
Maximum amount we will pay for any one claim |
Zurich Connect* |
Zurich Car Solutions** |
| Loss or damage to the vehicle |
Market Value |
Market Value |
| Personal Belongings |
£250 |
£150 |
| Courtesy car while your car is being repaired following an accident |
Yes - when using an approved repairer |
Yes - when using an approved repairer |
| Loss/Theft of Keys |
£500 |
£350 |
| Luggage Trailers (loss/damage) |
£0 |
£250 |
| Manufacturer standard fit electronic audio-visual equipment |
Market Value |
Market Value |
| No Claims Discount - protected claims |
Optional
2 in 5 years |
Optional
2 in 5 years |
| Foreign Use |
60 days in the EU |
60 days in the EU |
| Roadside Breakdown Cover |
Optional |
Standard | Information correct as at 15/10/07
Home Insurance – Contents
| Product |
Zurich Connect* |
Zurich Home Solutions** |
| Max Sum Insured |
£50,000 |
£60,000 |
| TV/Video Accidental Damage |
Optional as part of AD Optional Cover |
Standard |
| Valuables Limit |
£15,000 |
40% of contents sum insured |
| Singe Article Limit |
£2,500 |
£2,500 |
| Lock Replacement |
£1,000 |
Reasonable Cost |
| Freezer Contents |
£1,000 |
Reasonable Cost |
| Seasonal Increase cover |
No |
£5,000 |
| Tenants Liability |
No |
£10,000 |
| Office Equipment |
£10,000 |
£10,000 |
Home Insurance - Buildings
| Product |
Zurich Connect* |
Zurich Home Solutions** |
| Sum Insured |
£500,000 |
£500,000 |
| Alternative Accommodation |
20% Buildings si |
20% Buildings si |
| Max Sum Insured |
£500,000 |
£500,000 |
| Costs involved in tracing a leak |
£5,000 |
£5,000 | Information correct as at 15/10/07
|
|
* Zurich Connect is a trading name of Zurich Insurance Ireland Limited which is authorised and regulated by the Irish Financial Regulator. This means that in some respects the regulatory system will be different from that in the United Kingdom.
** Zurich Car Solutions is a trading name of Zurich Insurance Company (UK Branch) which authorised and regulated by the Financial Services Authority.
